CHECK CASHING & DEPOSIT
Recipients of government, payroll or personal checks often seek out the quickest way to access their funds.
With our real-time authorization platform, checks are validated in a split-second, averting the processing delays and risk of fraud that commonly plague other third-party check verification systems.
Certegy is the largest check cashing and deposit provider in the country, powering some of the industry’s most successful programs. Our technology can be integrated into a variety of payment platforms, including store or branch POS terminals, mobile apps and ATM/kiosks. It is designed to support all payment channels, check types and forms of ID.
18,000
Certegy check cashing outlets in the US
Better with Certegy.
Costs
Reduce total processing fees when compared to credit or debit cards.
Convenience
Checks are verified in real-time 24 hours a day for same-day funds disbursem*nt.
Efficiency
Eliminate manual payment reconciliation to access funds quicker, improving cash flow.
Accessibility
Check cashing and deposit locations are spread across the nation.
How it Works
1
A payroll, government or tax check is presented at your location or kiosk/ATM.
2
The check’s details are reviewed and verified via Certegy’s comprehensive authorization platform.
3
Certegy sends an instant accept or decline recommendation.
4
The receiver gets immediate access to their funds through cash disbursem*nt.
Safe mode. On.
60M+ Bank Accounts
Every transaction is screened against Certegy’s extensive consumer database and evaluated utilizing best-in-class verification tools.
100% Reimbursem*nt
When you choose our Warranty Program, we absorb losses from any unauthorized transactions that get approved.
Implementation & Support
At Certegy, client care begins with our set-up service. A full support team, including a project manager, technical staff and department representatives, will assist you throughout the onboarding process and remain available to address any subsequent needs or issues.
Should your customers have questions on declined transactions, you can refer them to our Customer Care Department or AskCertegy.
